Whatever your situation, your financial planning is likely to include some kind of life insurance – and it’s important to get it right. There’s much more to it than choosing between a term or whole of life policy.

You may need to think about:

• Term assurance for mortgage protection
• Whole of life, payable on second death, for inheritance tax planning
• Family income benefit term assurance for income replacement should the main breadwinner die
• Whole of life, payable on first death, for family protection

Siddalls can discuss all these options with you, and help make sure you’re covered for what’s important to you.